Legal

Privacy Policy

This policy explains how Cosky handles personal and financial data across both the website and application. Please read it carefully before using the service.

Effective DateApril 3, 2026

1. Scope

This Privacy Policy applies to both the Cosky website and the Cosky application (dashboard, reports, and related account features). By using Cosky, you agree to the collection and use of information described here.

2. Information We Collect

We may collect account details (such as username and email), financial entries you create (expenses, earnings, budgets, investments), and technical information needed to operate and secure the service.

3. How We Use Data

We use data to provide core product functionality, personalize your dashboard views, secure accounts, prevent abuse, and improve reliability and product quality.

4. Sharing of Information

We do not sell your personal data. We may share limited information with infrastructure and service providers only when necessary to run Cosky securely and effectively.

5. Data Retention

We keep your information while your account is active and for a reasonable period after account closure where required for security, legal, or operational purposes.

6. Security

We use technical and organizational safeguards to protect your data. No system is 100% secure, but we continuously work to improve our controls and monitoring.

7. Your Choices

You can update profile details in settings and control financial records you enter. You may request account-related assistance through support channels.

8. Contact

Questions about this policy can be directed to support through the Cosky contact channels listed in the application or website.

Important Note

This document is provided for transparency and operational clarity. Depending on your jurisdiction and use case, you may require additional legal review for full compliance.